Commercial Lending

Commercial Loans & Lines of Credit

If you are looking for additional working capital, have seasonal financing needs, want operational cash reserves, need to carry accounts receivables and/or purchase inventory, our diverse credit line options can help your businesses. We also offer a variety of secured and unsecured term loans designed to help your business grow for long term financing needs.

Term Loan Features

• Installment payments for periods of up to 7 years 
• Monthly fixed payment (Principal and Interest) to fully repay the loan at maturity
• Lump sum disbursement of the loan
• Variable & Fixed interest rates

Lines of Credit Features

• Revolving lines of credit conveniently allow you to advance on the line when the business needs cash and pay down on the line balance when the business has strong cash flow to fit into your business cash flow cycle.
• The credit line can be renewed annually and the credit line amount can be adjusted based on the financing needs of the business.
• Monthly interest payment can be collected via automatic debit from your business checking account. Variable interest rates

Commercial Real Estate Loans & Lines of Credit

Our commercial real estate loans are perfect for business owners who want to finance the purchase of new, or refinance existing, commercial real estate properties.

Loan Features

• Loan term of up to 7 years
• Amortization schedules of up to 25 years
• Monthly fixed payment programs include principal plus interest
• Variable & Fixed interest rates
• Quick decision process

Construction Loans

Finance your commercial construction project with the support and guidance of our experienced lending team.

Loan Features

• Financing for a variety of construction projects: Multi-Family Residential Properties, Industrial Buildings, Commercial Office Buildings, Self-Storage Facilities, Retail Shopping Center, Mixed Use Properties, Low-Income Housing Tax Credit Construction, Hotel & Motel Properties, Gas Stations
• Quick decision process

Professional Loans & Lines of Credit

Whether you're a doctor, dentist, lawyer, consultant or other business professional, we understand the challenges you face in today’s challenging market. With our professional business loans and lines, you can borrow the money you need, when you need it, to purchase equipment, expand your office, or increase your working capital.

Loan Features

• Loan term of up to 7 years
• Monthly fixed payment programs include principal and interest
• Variable & Fixed interest rates