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Personal & Business Interest Checking Account

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Personal and Business Interest Checking Account rates
Balance Tiers Rate APY*
$0.01 - $4,999.99 0.05% 0.05%
$5,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 - $99,999.99 0.15% 0.15%
$100,000.00 - $249,999.99 0.15% 0.15%
$250,000.00 and over 0.15% 0.15%



Personal & Business Money Market Account

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Personal and Business Money Market Account rates
Balance Tiers Rate APY*
$0.01 - $49,999.99 0.10% 0.10%
$50,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 - $249,999.99 0.55% 0.55%
$250,000.00 - $499,999.99 0.55% 0.55%
$500,000.00 - $999,999.99 0.65% 0.65%
$1,000,000.00 and over 0.75% 0.75%



Personal & Business Prestige Money Market Account

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Personal and Business Prestige Money Market Account rates
Balance Tiers Rate APY*
$0.01 - $24,999.99 0.01% 0.01%
$25,000.00 - $49,999.99 0.95% 0.95%
$50,000.00 - $99,999.99 1.00% 1.00%
$100,000.00 - $249,999.99 1.40% 1.41%
$250,000.00 - $499,999.99 1.50% 1.51%
$500,000.00 and over 1.00% 1.00%



Personal Reserve Account (Linked to Personal Regular Checking)

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Personal Reserve (Regular Checking) Account rates
Balance Tiers Rate APY*
$0.01 - $4,999.99 0.25% 0.25%
$5,000.00 - $24,999.99 0.75% 0.75%
$25,000.00 - $49,999.99 0.75% 0.75%
$50,000.00 and over 0.75% 0.75%



Savings Account (Personal Only)

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Personal Savings Account rates
Balance Tiers Rate APY*
$0.01 - $4,999.99 0.05% 0.05%
$5,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 - $99,999.99 0.15% 0.15%
$100,000.00 - $249,999.99 0.15% 0.15%
$250,000.00 and over 0.15% 0.15%



Installment Savings Account (Personal Only)

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Personal Installment Savings Account rates
Term (Fixed Rate) Rate APY*
12 Months 1.50% 1.51%
24 Months 1.75% 1.77%
36 Months 2.00% 2.02%
48 Months 2.75% 2.79%
60 Months 3.00% 3.05%



IOLTA / IOLA Attorney Client Trust Account

Please visit the nearest branch or call Customer Call Center (888-811-6272) for the current rate on IOLTA accounts.



Flex CD (Personal Only)

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Personal Flex CD Account rates
Term (Fixed Rate) Min/Max Rate APY*
12 Months $5,000 / $250,000 0.95% 0.95%
18 Months $5,000 / $250,000 1.05% 1.05%



Personal & Business Regular CD

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Personal and Business Regular CD Account rates
Term
(Fixed Rate)
Minimum to Open $1,000 - $49,999
Rate / APY*
$50,000 - $89,999
Rate / APY*
$90,000 - $199,999
Rate / APY*
$200,000 - $499,999
Rate / APY*
> =
$500,000
Rate / APY*
1 Month $1,000 0.60% / 0.60% 0.70% / 0.70% 0.70% / 0.70% 0.60% / 0.60% 0.60% / 0.60%
3 Months $1,000 0.70% / 0.70% 0.80% / 0.80% 0.80% / 0.80% 0.70% / 0.70% 0.70% / 0.70%
6 Months $1,000 0.80% / 0.80% 0.90% / 0.90% 0.90% / 0.90% 0.80% / 0.80% 0.80% / 0.80%
12 Months $1,000 1.15% / 1.15% 1.25% / 1.25% 1.25% / 1.25% 1.15% / 1.15% 1.15% / 1.15%
18 Months $1,000 1.20% / 1.20% 1.30% / 1.30% 1.30% / 1.30% 1.20% / 1.20% 1.20% / 1.20%
2 Years $1,000 1.30% / 1.30% 1.40% / 1.40% 1.40% / 1.40% 1.30% / 1.30% 1.30% / 1.30%
3 Years $1,000 1.40% / 1.40% 1.50% / 1.50% 1.50% / 1.50% 1.40% / 1.40% 1.40% / 1.40%
4 Years $1,000 1.50% / 1.50% 1.60% / 1.60% 1.60% / 1.60% 1.50% / 1.50% 1.50% / 1.50%
5 Years $1,000 1.60% / 1.60% 1.70% / 1.70% 1.70% / 1.70% 1.60% / 1.60% 1.60% / 1.60%



IRA CD (Personal Only)

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Personal Individual Retirement Account CD rates
Term
(Fixed Rate)
Minimum to Open $1,000 - $49,999
Rate / APY*
$50,000 - $89,999
Rate / APY*
$90,000 - $199,999
Rate / APY*
$200,000 - $499,999
Rate / APY*
> =
$500,000
Rate / APY*
12 Months $1,000 1.15% / 1.15% 1.25% / 1.25% 1.25% / 1.25% 1.15% / 1.15% 1.15% / 1.15%
18 Months $1,000 1.20% / 1.20% 1.30% / 1.30% 1.30% / 1.30% 1.20% / 1.20% 1.20% / 1.20%

*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal in the amount at the end of each day. We will use an interest accrual basis of 365 days (or 366 days in a leap year) for each day in the year. Interest will not be compounded and accrued interest will be credited to your account per Product Disclosure. At our discretion we may change the interest rate and annual percentage yield (APY) for your account at any time (Excludes CD and Installment Savings). There is no limit to the amount of the change. Accrual of interest begins on the business day you deposit non-cash items (for example, checks). Accrued interest will not be paid if the account is closed before the interest is credited to the account. Fees may reduce the earnings on the account. Disclosed interest rate and APY are effective as of 06/01/2018.