Benefits of a CD Account
Fixed Interest Rate
Predictable Growth
FDIC Insured
Many Term Options
Bank of Hope Certificates of Deposit
Online Certificate of Deposit
Start earning interest today with our online certificate of deposit.
- $1,000 minimum opening deposit & balance to earn interest
- 12 Month Term
- No additional deposit allowed before maturity
- No principal balance withdrawal allowed before maturity
- A penalty may be imposed for early withdrawal before maturity
Account is subject to approval. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Regular Certificate of Deposit
Earn interest at a fixed rate on funds you have on deposit for a specified period of time.
- $1,000 min. opening deposit & balance to earn interest
- Terms 1M to 60M
- No additional deposit allowed before maturity
- No principal balance withdrawal allowed before maturity
- A penalty may be imposed for early withdrawals
IRA Certificate of Deposit
Savings for your retirement.
- $1,000 min. opening deposit & balance to earn interest
- Terms 12M or 18M
- Additional deposits into account are allowed except during the last seven (7) days before maturity date
- A penalty may be imposed for early withdrawals
Flex Certificate of Deposit
CD benefits with the flexibility of deposit and withdrawal options.
- $5,000 min. opening deposit & balance to earn interest
- Terms 12M or 18M
- Two additional deposits up to the initial or the last renewal account balance are allowed during each term except during the last seven (7) days before the maturity
- Two withdrawals up to 50% of the initial or the last renewal account balance are allowed but must be six (6) days after the date of account opening, last withdrawal, or the last additional deposit
- The principal balance cannot exceed $250,000 at any time
- A penalty may be imposed for early withdrawals
Online Certificate of Deposit
Start earning interest today with our online certificate of deposit.
- $1,000 minimum opening deposit & balance to earn interest
- 12 Month Term
- No additional deposit allowed before maturity
- No principal balance withdrawal allowed before maturity
- A penalty may be imposed for early withdrawal before maturity
Account is subject to approval. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Regular Certificate of Deposit
Earn interest at a fixed rate on funds you have on deposit for a specified period of time.
- $1,000 min. opening deposit & balance to earn interest
- Terms 1M to 60M
- No additional deposit allowed before maturity
- No principal balance withdrawal allowed before maturity
- A penalty may be imposed for early withdrawals
IRA Certificate of Deposit
Savings for your retirement.
- $1,000 min. opening deposit & balance to earn interest
- Terms 12M or 18M
- Additional deposits into account are allowed except during the last seven (7) days before maturity date
- A penalty may be imposed for early withdrawals
Flex Certificate of Deposit
CD benefits with the flexibility of deposit and withdrawal options.
- $5,000 min. opening deposit & balance to earn interest
- Terms 12M or 18M
- Two additional deposits up to the initial or the last renewal account balance are allowed during each term except during the last seven (7) days before the maturity
- Two withdrawals up to 50% of the initial or the last renewal account balance are allowed but must be six (6) days after the date of account opening, last withdrawal, or the last additional deposit
- The principal balance cannot exceed $250,000 at any time
- A penalty may be imposed for early withdrawals
Find the Right CD for You
Let us know a little about you and we'll suggest one for you!
Compare and Select
Account Type | Online Certificate of Deposit |
Regular Certificate of Deposit |
Flex Certificate of Deposit |
IRA Certificate of Deposit |
---|---|---|---|---|
Min. Opening Deposit | $1,000 | $1,000 | $5,000 | $1,000 |
Terms | 12M | 1M to 60M | 12M or 18M | 12M or 18M |
Min. Balance to Earn Interest | $1,000 | $1,000 | $5,000 | $1,000 |
24/7 Telephone Banking | ✔ | ✔ | ✔ | ✔ |
24/7 Online Banking | ✔ | ✔ | ✔ | ✔ |
Need Help?
Contact Us
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Sat: 6:00 am - 1:00 pm (PST) or
visit a branch near you.
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