Certificates of Deposit (CD) Accounts | Personal Banking

Benefits of a CD Account

Fixed Interest Rate

Predictable Growth

FDIC Insured

Many Term Options

Bank of Hope Certificates of Deposit

Online Certificate of Deposit

Start earning interest today with our online certificate of deposit.

$1,000 minimum opening deposit & balance to earn interest
12 Month Term
No additional deposit allowed before maturity
No principal balance withdrawal allowed before maturity
A penalty may be imposed for early withdrawal before maturity

Apply Now Learn More View Current Rates

To qualify for this offer, you must open an account with new money. New money is defined as funds not currently on deposit with Bank of Hope. The account must be funded within 10 calendar days from the account opening date.

Account is subject to approval. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.

Regular Certificate of Deposit

Earn interest at a fixed rate on funds you have on deposit for a specified period of time.

$1,000 min. opening deposit & balance to earn interest
Terms 1M to 60M
No additional deposit allowed before maturity
No principal balance withdrawal allowed before maturity
A penalty may be imposed for early withdrawals

View Current Rates

IRA Certificate of Deposit

Savings for your retirement.

$1,000 min. opening deposit & balance to earn interest
Terms 12M or 18M
Additional deposits into account are allowed except during the last seven (7) days before maturity date
A penalty may be imposed for early withdrawals

View Current Rates

Flex Certificate of Deposit

CD benefits with the flexibility of deposit and withdrawal options.

$5,000 min. opening deposit & balance to earn interest
Terms 12M or 18M
Two additional deposits up to the initial or the last renewal account balance are allowed during each term except during the last seven (7) days before the maturity
Two withdrawals up to 50% of the initial or the last renewal account balance are allowed but must be six (6) days after the date of account opening, last withdrawal, or the last additional deposit
The principal balance cannot exceed $250,000 at any time
A penalty may be imposed for early withdrawals

View Current Rates

Online Certificate of Deposit

Start earning interest today with our online certificate of deposit.

$1,000 minimum opening deposit & balance to earn interest
12 Month Term
No additional deposit allowed before maturity
No principal balance withdrawal allowed before maturity
A penalty may be imposed for early withdrawal before maturity

Apply Now Learn More

View Current Rates

To qualify for this offer, you must open an account with new money. New money is defined as funds not currently on deposit with Bank of Hope. The account must be funded within 10 calendar days from the account opening date.

Account is subject to approval. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.

Regular Certificate of Deposit

Earn interest at a fixed rate on funds you have on deposit for a specified period of time.

$1,000 min. opening deposit & balance to earn interest
Terms 1M to 60M
No additional deposit allowed before maturity
No principal balance withdrawal allowed before maturity
A penalty may be imposed for early withdrawals

View Current Rates

IRA Certificate of Deposit

Savings for your retirement.

$1,000 min. opening deposit & balance to earn interest
Terms 12M or 18M
Additional deposits into account are allowed except during the last seven (7) days before maturity date
A penalty may be imposed for early withdrawals

View Current Rates

Flex Certificate of Deposit

CD benefits with the flexibility of deposit and withdrawal options.

$5,000 min. opening deposit & balance to earn interest
Terms 12M or 18M
Two additional deposits up to the initial or the last renewal account balance are allowed during each term except during the last seven (7) days before the maturity
Two withdrawals up to 50% of the initial or the last renewal account balance are allowed but must be six (6) days after the date of account opening, last withdrawal, or the last additional deposit
The principal balance cannot exceed $250,000 at any time
A penalty may be imposed for early withdrawals

View Current Rates

Compare and Select

Account Type	Online Certificate of Deposit	Regular Certificate of Deposit	Flex Certificate of Deposit	IRA Certificate of Deposit
Min. Opening Deposit	$1,000	$1,000	$5,000	$1,000
Terms	12M	1M to 60M	12M or 18M	12M or 18M
Min. Balance to Earn Interest	$1,000	$1,000	$5,000	$1,000
24/7 Telephone Banking	✔	✔	✔	✔
24/7 Online Banking	✔	✔	✔	✔

View Current Rates

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