Benefits of an SBA Loan

Guaranteed by the SBA*

Lower Down Payment Requirements

Longer Repayment Terms

Access to SBA Resources

SBA 7(a) Loans

The SBA's primary program for providing financial assistance to small businesses.

  • Up to $5 million
  • Flexible spending capabilities

SBA 504 Loans

Apply for funds to purchase land/real estate or fixed assets/equipment

  • Up to $15 million
  • Longer loan terms available

SBA Export Working Capital Program (EWCP)

A short-term SBA loan specifically for businesses that generate sales through exports

  • Up to $5 million
  • Inventory is considered sufficient collateral

Bank of Hope EZ Loans / SBA Express Loans

Your business loan process shouldn't slow you down.

  • Up to $350,000
  • Simple, fast and easy application process

 *EZ Loans are Bank of Hope products and are not guaranteed by the SBA.

 

SBA 7(a) Loans

The SBA's primary program for providing financial assistance to small businesses.

  • Up to $5 million
  • Flexible spending capabilities
Learn More

SBA 504 Loans

Apply for funds to purchase land/real estate or fixed assets/equipment

  • Up to $15 million
  • Longer loan terms available
Learn More

SBA Export Working Capital Program (EWCP)

A short-term SBA loan specifically for businesses that generate sales through exports

  • Up to $5 million
  • Inventory is considered sufficient collateral
Learn More

Bank of Hope EZ Loans / SBA Express Loans

Your business loan process shouldn't slow you down.

  • Up to $350,000
  • Simple, fast and easy application process

 *EZ Loans are Bank of Hope products and are not guaranteed by the SBA.

 

Learn More

Compare and Select

Loan Type SBA 7(a) Loan SBA 504 Loan SBA Export Working Capital Program EZ Loan / SBA Express Loan
Purpose Nearly any business-related purpose Real estate, heavy equipment and other fixed assets Upfront costs for export businesses Business Purchases / Other Purposes
Loan Amount Up to $5 million
  • 1stfirst Deed Financing: Up to 50% of total financing package
  • 2ndsecond Deed Financing: Up to 40% of total financing package
Up to $5 million
  • Up to $350,000 for business purchases
  • Up to $250,000 for other purposes
Terms
  • Up to 10 years for business-related purpose
  • Up to 25 years for real estate related purpose
  • 1stfirst Deed Financing: Up to 10 years
  • 2ndsecond Deed Financing: Up to 25 years
12 months - 3 years Up to 10 years
*Percent of Guaranty
  • 85% for loans of $150,000 or less
  • Up to 75% for loans over $150,000
N/A 90%
  • EZ Commercial Loan: No SBA Guaranty
  • EZ SBA Loan: 50%

 

Bank of Hope (formerly known as BBCN Bank) is recognized for its successful 30-plus year track record of expertise in SBA lending. Let our experts help you determine the right SBA loan to help you achieve your business goals.

BBCN Bank is nowBank of Hope

Ready to get started?

Contact Us

Call Center: 1-855-325-2226
Mon-Fri: 5:30 am - 6:00 pm (PST)
Sat: 6:00 am - 1:00 pm (PST)

SBA Lending: 1-888-972-5363
Mon-Thu: 8:30 am - 5:30 pm (PST)
Fri: 9:00 am - 6:00 pm (PST)

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