The Right Checking Solutions for Your Business
|
LOW COST BANKING HopeBusiness™ A simple checking account with no monthly maintenance charge. |
FOR MOST BUSINESSES HopeBusiness™ Built for growing businesses that need more fexibility. |
PREMIUM BENEFITS HopeBusiness™ For businesses with higher banking activity and more complex financial needs. |
|
| Monthly Maintenance Charge (MMC) | $0 | $25 | $75 |
| Average Balance to waive Monthly Maintenance Change1 |
N/A | $5,000 | $50,000 |
| Included Transactions2,4 | 30 | 250 | 500 |
| Include Cash Deposits3,4 | $10,000 | $25,000 | $35,000 |
| Additional Accounts with MMC waiver | N/A |
5 HopeBusinessTM Plus Checkingaccounts5 |
5 HopeBusinessTM Prestige Checking accounts6 |
| Optional Treasury Management Services7 | Available at standard pricing | Some discounts on Incoming wires, Positve Pay, RDC Services | More discounts on Wires, Positive Pay, Stop Payments, RDC Services |
See Important Information below.
Does Your Business Need Analysis Checking?
This account helps businesses with high transaction volumes or complex banking needs manage costs by using earnings credits to offset fees while providing access to treasury management services.
Digital Banking for Your Everyday Business Needs
-
Mobile Deposit
Conveniently deposit checks from your phone
-
Bill Pay & Zelle®
Pay bills and send or receive money from people for free in just a few clicks
-
Business Debit Card Controls & Alerts
Manage your spending limits, set alerts and lock your card when needed.
-
Account Fraud Monitoring
Custom alerts help you track activity to keep your account secure.
-
Dynamic Accounting Features
Online tools that integrate into Quicken® and other business platforms for real-time insights and smarter decision making.
-
VISA® $0 Fraud Liability*
You're protected from unauthorized transactions online, in-store, by phone, and at ATMs.
-
Over 75,000 Surcharge-free ATMs**
Access 75,000+ surcharge-free Bank of Hope, AllPoint and MoneyPass ATMs.
-
Digital Wallet - Contactless Payments
A fast and secure way to pay - just tap your card and go or add it to your digital wallet for even more convenience.
Spend Securely with Your HopeBusiness™ VISA® Debit Card
Discover More Ways We Can Help With Your Business Finances
Want to Connect?
Phone Us
Mon-Fri: 5:30 am - 6:00 pm (PST)
Sat: 6:00 am - 1:00 pm (PST)
Email Us
A team member will be in touch shortly.
Visit us
Mon-Sat: 9:00am - 5:00pm
Closed Sundays and Holidays
IMPORTANT INFORMATION
¹ Maintain a combined average available daily balance in all linked qualifying accounts of the same product name per statement period. ² Transaction count includes all paid checks, deposited items and posted deposits (including over the counter deposits) per statement period. Excluded electronic deposits: ACH, RDC, Mobile, ATM, and online transfers. Transactions in excess of the included monthly transaction count are charged $0.25 per item. ³ Cash deposits in excess of the included monthly amount are charged $0.18 per $100 deposited. ⁴ Transaction and cash deposit limits apply to combined volume across all accounts within a billing relationship, rather than on a per-account basis. ⁵ First five (5) HopeBusiness™ Plus Checking accounts within a billing relationship are included in the MMC. Each additional account within the same billing relationship is charged $15 MMC per account per statement period. ⁶ First five (5) HopeBusiness™ Prestige Checking accounts within a billing relationship are included in the MMC. Each additional account within the same billing relationship is charged $50 MMC per account per statement period. ⁷ Fee waivers and discounted pricing are applied based on the combined activity across all accounts within a billing relationship, rather than on a per-account basis. * Visa's Zero Liability Policy does not apply to certain commercial or anonymous prepaid card transactions, or any transactions not processed by Visa. Cardholders must use care in protecting their card and notify Bank of Hope immediately of any unauthorized use. For complete terms and conditions, please refer to Bank of Hope's Deposit Account Agreement. ** ATM access through Bank of Hope, Allpoint®, and MoneyPass® networks is provided at no charge. Fees may apply for transactions conducted through other ATM networks and may vary depending on the network provider. All accounts are subject to applicable terms and conditions, including the Bank of Hope Deposit Account Agreement, fees and charges, which may change without notice. Accounts subject to approval.
