Business Choice Checking Account Features

24/7 Telephone Banking

Online Banking

Mobile Banking

Checkfree Bill Pay

Product Information

Minimum Opening Account Balance

$1,000

Monthly Maintenance Charge

$40. Monthly maintenance charge can be waived if $35,000 combined average available daily balance* is maintained in the linked qualifying business deposit accounts per statement period. 

(The first three (3) Business Choice Checking Accounts within a billing relationship are included in the Monthly Maintenance Charge. For Business Choice Checking Accounts in excess of three (3) within the same billing relationship, there is an additional charge of $20 per account per statement period.)

Transaction Charge

No fee for the first 300 transactions. $0.25 per item that exceeds 300 per statement period.

Transaction count includes paid checks, deposited items and posted deposits (includes over the counter deposits, remote deposit capture deposits, mobile deposits and ATM deposits) per statement period.

Treasury Management Online Wire Module

Monthly maintenance fee $30 waived.

One (1) Domestic online outgoing wire fee waived per month; $15 each after the first One (1).

International online outgoing wire fee** $20 each.

First five (5) Incoming wire fees waived per month; $10 each after the first five (5).

Remote Deposit Capture (RDC)

RDC Module monthly maintenance fee $25 for up to two (2) accounts and $10 for each additional linked account.

Remote Deposit Capture (RDC) Scanner

Scanner lease $0 monthly with a 2-year contract.

Early Cancellation Fee: $250 for single feed scanner, $350 for multi-feed scanner.

ACH Origination

ACH credit prefund module (no debit origination) $30 per month.

ACH batch $5 each.

Online Stop Payment

First three (3) fees waived per month.

$20 each after the first three (3).

Online Banking

Business Online Banking (Information Reporting) available.

ATM Access

Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.

*The average available daily balance is calculated by adding the available balance in the account for each day of the period and dividing that figure by the number of days in the period. 

**Additional fees may be charged by third parties or other banks, in addition to those described above.

The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Other fees and charges may apply. A copy of Deposit Account Agreement and Account Product Disclosure is available upon request. The account is covered by FDIC insurance up to the maximum allowed by law.

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*The average available daily balance is calculated by adding the available balance in the account for each day of the period and dividing that figure by the number of days in the period. 

**Additional fees may be charged by third parties or other banks, in addition to those described above.

The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Other fees and charges may apply. A copy of Deposit Account Agreement and Account Product Disclosure is available upon request. The account is covered by FDIC insurance up to the maximum allowed by law.