Personal Checking Benefits

  • No Monthly Service Charge

  • Access to 50K+ ATMs

  • Mobile Banking for 24/7 Account Access

  • Real-Time Digital Security and Account Alerts

Personal Checking Solutions

Bank Simply Checking

Checking made simple - fit for your everyday banking needs.

  • No monthly service fee and $25 minimum to open
  • Bank your way with our full suite of digital tools and mobile app or personalized service at our branches
  • Debit card with access to over 50,000 surcharge-free ATMs

SmarTEEN Checking

A checking account to help your teen build good financial habits early.

  • No monthly service fee and $25 minimum to open
  • Digital wallet and mobile banking for on-the-go banking for your teen
  • Peace of mind with lower debit card and Zelle spending limits

College Banking

Student perks with our Bank Simply Checking, made for students near and far.

  • Mobile Banking 24/7 access for convenient and secure banking
  • Access to 50K+ ATMS and $10 non-BOH ATM fee refund
  • $100 cash bonus when the account owner makes 10 or more debit POS transactions within the first 60 days of account opening

Bank Simply Checking

Checking made simple - fit for your everyday banking needs.

  • No monthly service fee and $25 minimum to open
  • Bank your way with our full suite of digital tools and mobile app or personalized service at our branches
  • Debit card with access to over 50,000 surcharge-free ATMs

SmarTEEN Checking

A checking account to help your teen build good financial habits early.

  • No monthly service fee and $25 minimum to open
  • Digital wallet and mobile banking for on-the-go banking for your teen
  • Peace of mind with lower debit card and Zelle spending limits

College Banking

Student perks with our Bank Simply Checking, made for students near and far.

  • Mobile Banking 24/7 access for convenient and secure banking
  • Access to 50K+ ATMS and $10 non-BOH ATM fee refund
  • $100 cash bonus when the account owner makes 10 or more debit POS transactions within the first 60 days of account opening

Compare Checking Solutions

Account Type Bank Simply Checking SmarTEEN Checking College Banking
Ideal for:  Adults 18+ years Teens 13-17 years Students 17-24 years
No Monthly Service Charge  ✔
Direct Deposit
Debit Card with fraud and security features Lower limits
Access to 50K+ ATMs nationwide*  ✔
Online Banking / Mobile App
Digital Wallet
Zelle Payments
Online Bill Pay  
Non-BOH ATM Fee Refund**    

*Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider. 

**A refund credit of up to $10 for non-Bank of Hope ATM fees charged to your account per statement cycle will be applied automatically. Unused credit does not carry over to the next statement period. When the student reaches 25 years old, this benefit will be automatically removed from the account.

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Sat: 6:00 am - 1:00 pm (PST)
or visit a branch near you.

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