Why is it Important to Have a Checking Account
Why Have a Checking Account - Important Benefits
Benefits of a Checking Account
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Debit Card Convenience
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24/7 Telephone Banking
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FDIC Insured
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Online Bill Pay
Bank of Hope Personal Checking
Bank Simply Checking
A checking account fit for your everyday banking needs.
- Low opening deposit requirement
- No monthly service charge
SmarTEEN Checking
A checking account to help your teen build good financial habits early.
- Low opening deposit requirement
- Multi-factor monitoring system by joint-account holder (parent/legal guardian)
Hope Honors Gold Checking
Beginning tier of the Hope Honors package that unlocks exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Hope Honors Platinum Checking
Upper tier of the Hope Honors package that unlocks even more exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Bank Simply Checking
A checking account fit for your everyday banking needs.
- Low opening deposit requirement
- No monthly service charge
SmarTEEN Checking
A checking account to help your teen build good financial habits early.
- Low opening deposit requirement
- Multi-factor monitoring system by joint-account holder (parent/legal guardian)
Hope Honors Gold Checking
Beginning tier of the Hope Honors package that unlocks exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Hope Honors Platinum Checking
Upper tier of the Hope Honors package that unlocks even more exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Compare and Select
| Account Type | Hope Honors Platinum Checking | Hope Honors Gold Checking | Bank Simply Checking | SmarTEEN Checking |
|---|---|---|---|---|
| Earns Interest | ✔ | ✔ | ||
| Unlimited Check-Writing | ✔ | ✔ | ✔ | |
| Checkfree Bill Pay | ✔ | ✔ | ✔ | |
| Access to Surcharge Free ATMs* |
✔ |
✔ |
✔ | No ATM withdrawal allowed |
| Card Management | ✔ | ✔ | ✔ | |
| Digital Wallets | ✔ | ✔ | ✔ | |
| Zelle | ✔ | ✔ | ✔ |
*Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider. Non-network ATM fees are waived for Hope Honors Gold and Hope Honors Platinum checking accounts.
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Sat: 6:00 am - 1:00 pm (PST)
or visit a branch near you.
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