Why is it Important to Have a Checking Account
Why Have a Checking Account - Important Benefits
Benefits of a Checking Account
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Debit Card Convenience
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24/7 Telephone Banking
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FDIC Insured
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Online Bill Pay
Bank of Hope Personal Checking
Hope Honors Platinum Checking
Upper tier of the Hope Honors package that unlocks even more exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Hope Honors Gold Checking
Beginning tier of the Hope Honors package that unlocks exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Regular Checking
A checking account fit for your everyday banking needs.
- Low opening deposit requirement
- Unlimited check writing
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Basic Checking
A low-maintenance checking account to help reduce the hassles of banking.
- Low opening deposit requirement
- Low monthly service charge
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Reserve Checking
Already have a Bank of Hope Personal Regular Checking Account?
Link it with the Reserve Checking account to start earning interest.
- Low minimum balance requirement
- Unlimited balance transfers between checking accounts
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Interest Checking
Earn interest and enjoy the flexibility to control your banking activities.
- Earn interest without transaction limitations
- Unlimited check writing
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
SmarTEEN Checking
A checking account to help your teen build good financial habits early.
- Low opening deposit requirement
- Multi-factor monitoring system by joint-account holder (parent/legal guardian)
Hope Honors Platinum Checking
Upper tier of the Hope Honors package that unlocks even more exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Hope Honors Gold Checking
Beginning tier of the Hope Honors package that unlocks exclusive benefits.
- Unlimited waived fees for eligible transactions
- Dedicated customer service line
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
Regular Checking
A checking account fit for your everyday banking needs.
- Low opening deposit requirement
- Unlimited check writing
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Basic Checking
A low-maintenance checking account to help reduce the hassles of banking.
- Low opening deposit requirement
- Low monthly service charge
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Reserve Checking
Already have a Bank of Hope Personal Regular Checking Account?
Link it with the Reserve Checking account to start earning interest.
- Low minimum balance requirement
- Unlimited balance transfers between checking accounts
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
Interest Checking
Earn interest and enjoy the flexibility to control your banking activities.
- Earn interest without transaction limitations
- Unlimited check writing
Account is subject to approval. The account must be funded within 10 calendar days from the account opening date. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law.
SmarTEEN Checking
A checking account to help your teen build good financial habits early.
- Low opening deposit requirement
- Multi-factor monitoring system by joint-account holder (parent/legal guardian)
Compare and Select
| Account Type | Hope Honors Platinum Checking | Hope Honors Gold Checking | Regular Checking | Basic Checking | Reserve Checking | Interest Checking | SmarTEEN Checking |
|---|---|---|---|---|---|---|---|
| Earns Interest | ✔ | ✔ | ✔ | ✔ | |||
| Unlimited Check-Writing | ✔ | ✔ | ✔ | ✔ | |||
| Checkfree Bill Pay | ✔ | ✔ | ✔ | ✔ | ✔ | ||
| Free 24/7 Telephone Banking | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Free 24/7 Online Banking | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Access to Surcharge Free ATMs* |
✔ |
✔ |
✔ | ✔ | ✔ | ✔ | No ATM withdrawal allowed |
| Card Valet | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| Digital Wallets | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| Zelle | ✔ | ✔ | ✔ | ✔ | ✔ |
*Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider. Non-network ATM fees are waived for Hope Honors Gold and Hope Honors Platinum checking accounts.
Ready to get started?
Contact Us
Call us at 1-855-325-2226
Mon-Fri: 5:30 am - 6:00 pm (PST)
Sat: 6:00 am - 1:00 pm (PST)
or visit a branch near you.
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