Benefits of a Checking Account
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Debit Card Convenience
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24/7 Telephone Banking
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FDIC Insured
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Online Bill Pay
Bank of Hope Personal Checking
Regular Checking
A checking account fit for your everyday banking needs.
- Low opening deposit requirement
- Unlimited check writing
Basic Checking
A low-maintenance checking account to help reduce the hassles of banking.
- Low opening deposit requirement
- Low monthly service charge
Reserve Checking
Already have a Bank of Hope Personal Regular Checking Account?
Link it with the Reserve Checking account to start earning interest.
- Low minimum balance requirement
- Unlimited balance transfers between checking accounts
Interest Checking
Earn interest and enjoy the flexibility to control your banking activities.
- Earn interest without transaction limitations
- Unlimited check writing
SmarTEEN Checking
A checking account to help your teen build good financial habits early.
- Low opening deposit requirement
- Multi-factor monitoring system by joint-account holder (parent/legal guardian)
Regular Checking
A checking account fit for your everyday banking needs.
- Low opening deposit requirement
- Unlimited check writing
Basic Checking
A low-maintenance checking account to help reduce the hassles of banking.
- Low opening deposit requirement
- Low monthly service charge
Reserve Checking
Already have a Bank of Hope Personal Regular Checking Account?
Link it with the Reserve Checking account to start earning interest.
- Low minimum balance requirement
- Unlimited balance transfers between checking accounts
Interest Checking
Earn interest and enjoy the flexibility to control your banking activities.
- Earn interest without transaction limitations
- Unlimited check writing
SmarTEEN Checking
A checking account to help your teen build good financial habits early.
- Low opening deposit requirement
- Multi-factor monitoring system by joint-account holder (parent/legal guardian)
Compare and Select
| Account Type | Regular Checking | Basic Checking | Reserve Checking | Interest Checking | SmarTEEN Checking |
|---|---|---|---|---|---|
| Earns Interest | ✔ | ✔ | |||
| Unlimited Check-Writing | ✔ | ✔ | |||
| Checkfree Bill Pay | ✔ | ✔ | ✔ | ||
| Free 24/7 Telephone Banking | ✔ | ✔ | ✔ | ✔ | ✔ |
| Free 24/7 Online Banking | ✔ | ✔ | ✔ | ✔ | ✔ |
| Access to Surcharge Free ATMs* | ✔ | ✔ | ✔ | ✔ | No ATM withdrawal allowed |
| Card Valet | ✔ | ✔ | ✔ | ✔ | |
| Digital Wallets | ✔ | ✔ | ✔ | ✔ | |
| Zelle | ✔ | ✔ | ✔ |
*Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.
Ready to get started?
Contact Us
Call us at 1-855-325-2226
Mon-Fri: 5:30 am - 6:00 pm (PST)
Sat: 6:00 am - 1:00 pm (PST)
or visit a branch near you.
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representatives will get back to
you soon.
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