All online applications must be fully completed within thirty (30) days from the date the application is initiated. Failure to provide all required information within this timeframe may result in the application being automatically canceled without further notice. Once an account is opened, it must be funded within ten (10) calendar days from the account opening date. These requirements apply to all online products.
Account terms, including fees and features, are subject to change without prior notice, except as required by law. Other fees and charges may apply. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law.
*Debit card purchases can be made with a physical or digital card. Limit one cash bonus per customer. The cash bonus will be credited to your checking account within 30 days after the 60-day qualification period. Eligible account must remain open and in good standing from the account opening date of your eligible account until the Bonus is paid.
**A refund credit of up to $10 for non-Bank of Hope ATM fees charged to your account per statement cycle will be applied automatically. Unused credit does not carry over to the next statement period. When the student reaches 25 years old, this benefit will be automatically removed from the account.
***ATM access through Bank of Hope, Allpoint®, and MoneyPass® networks is provided at no charge. Fees may apply for transactions conducted through other ATM networks and may vary depending on the network provider.