SmarTEEN Checking Benefits

  • No Monthly Service Charge

  • Mobile Banking anytime, anywhere

  • Co-owned with Parent

  • Guide Teen Budgeting and Spending

Product Information

  • Eligible for Teens 13-17 Years Old

    Account must be co-owned with a parent or guardian.

  • Minimum Opening Account Balance

    $25

  • Monthly Service Charge

    None

  • Digital Wallet

    Upload your debit card to your mobile phone for on-the-go purchases.

  • Digital and Mobile Banking

    Full suite of digital tools accessible through the Bank of Hope mobile app 24/7.

  • Access to Cash

    Access over 75,000 ATMs nationwide at no cost.*

All online applications must be fully completed within thirty (30) days from the date the application is initiated. Failure to provide all required information within this timeframe may result in the application being automatically canceled without further notice. Once an account is opened, it must be funded within ten (10) calendar days from the account opening date. These requirements apply to all online products.

Account terms, including fees and features, are subject to change without prior notice, except as required by law. Other fees and charges may apply. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law. *ATM access through Bank of Hope, Allpoint®, and MoneyPass® networks is provided at no charge. Fees may apply for transactions conducted through other ATM networks and may vary depending on the network provider.

See Account Product Disclosure (PDF) for more information.

Make an appointment to open a new account

All online applications must be fully completed within thirty (30) days from the date the application is initiated. Failure to provide all required information within this timeframe may result in the application being automatically canceled without further notice. Once an account is opened, it must be funded within ten (10) calendar days from the account opening date. These requirements apply to all online products.

Account terms, including fees and features, are subject to change without prior notice, except as required by law. Other fees and charges may apply. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law. *ATM access through Bank of Hope, Allpoint®, and MoneyPass® networks is provided at no charge. Fees may apply for transactions conducted through other ATM networks and may vary depending on the network provider.

See Account Product Disclosure (PDF) for more information.