Bank of Hope Mortgage

Whether you're looking to purchase a new home or refinance your existing one, Bank of Hope's Mortgage Banking Division has the right loan for your needs. Our friendly and experienced staff will answer all your questions and help you find a loan that fits you best.

  • Purchasing

    Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.

  • Refinancing

    Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs. 

  • Fixed Rate Programs

    Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.

  • Adjustable Rate Programs

    The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.

Purchasing

Now that you found the perfect home, it’s time to find the perfect mortgage. Explore our Fixed and Adjustable Rate programs.

Refinancing

Ready to refinance your existing mortgage? We have the answer. Explore our Fixed and Adjustable Rate programs. 

Fixed Rate Programs

Our fixed rate programs lock your interest rate for the entire life of the mortgage so you don’t have to worry about fluctuations in the economy.

Adjustable Rate Programs

The interest rate may change in the future. Explore our adjustable rate programs that will allow your interest rate to adjust to the current index.

Current Mortgage Rates

Purchase Rate Loan Amount Application Fee APR
Conforming - 15 Yr Fixed 5.375% $600,000.00 $1,495.00 5.423%
Conforming - 30 Yr Fixed 5.875% $600,000.00 $1,495.00 5.904%
Jumbo - 30 Yr Fixed 5.750% $800,000.00 $1,495.00 5.779%
Jumbo - 7/6m ARM 5.750% $800,000.00 $1,495.00 5.845%
Jumbo - 10/6m ARM 5.625% $800,000.00 $1,495.00 5.694%
Refinance Rate Loan Amount Application Fee APR 
Conforming - 15 Yr Fixed 5.625% $600,000.00 $1,495.00 5.673%
Conforming - 30 Yr Fixed 6.125% $600,000.00 $1,495.00 6.154%
Jumbo - 30 Yr Fixed 6.000% $800,000.00 $1,495.00 6.029%
Jumbo - 7/6m ARM 5.875% $800,000.00 $1,495.00 5.970%
Jumbo - 10/6m ARM 5.750% $800,000.00 $1,495.00 5.819%
Rates and APR is based on loan amount. Mortgage rates are subject to change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Based on the purchase and refinance of a primary residence. Credit and collateral subject to approval. Cannot combine with any other specials. Payment example does not include taxes and insurance payments. Rates and APR = Annual Percentage Rate example assumes – Conforming $999,000 Purchase Price and 40% debt to income (DTI) with a 775 FICO. Jumbo $2,000,000 Purchase Price and 40% debt to income (DTI) with a 775 FICO.
 
ARM interest rates and payments are subject to increase after the initial fixed-rate period (7 years for a 7/6m ARM, and 10 years for a 10/6m ARM; the 6m shows that the interest rate is subject to adjustment once every six months thereafter).
 
Application Fees are as follows: $1,495.00 for all products. Rates and Annual Percentage Rates (APR) stated above are as of 11/28/2022. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice.

 


*The 30 day closing period starts upon receipt of a signed loan application with all initial disclosures and ends upon closing of the loan. The Consumer must provide all required documentation as needed and in the time frame required. If additional underwriting or loan verification documentation is required, the loan may take additional time to close. Offer valid for Agency loans with DU Approval for an Appraisal Waiver, maximum two (2) loan applicants, one (1) W2 wage income for each applicant, and Single Family Residence (SFR) or Detached Planned Unit Development (PUD) only. For additional information please contact 1-855-448-8989.

Mortgage Calculator

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Mortgage tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only.

Ready to get started?

Contact Us

New Loan/Refinance Inquiry: 1-855-448-8989
Mon-Fri: 9:00 am - 6:00 pm (PST)

Mortgage Customer Service: 1-855-816-1347
(Existing Customers Only)
Mon-Fri: 8:00 am - 5:00 pm (PST)

For New Home Mortgage Inquiry:

Send us a message and one of our representatives will get back to you soon.