SBA 7(a) Loan Features
Quick Pre-approval and Decision Process
Low Down Payment
Long-Term Financing
Fixed Maturity
Product Information
Loan Amount
Up to $5 million
Loan Terms
- Up to 10 years for business acquisition, working capital or equipment financing
- Up to 25 years for real estate
Interest Rate
Variable Rates Available
Percent of Guaranty
- 85% guaranty for loans of $150,000 or less
- 75% guaranty for loans greater than $150,000
(up to $3.75 million maximum guaranty)