Personal Regular Certificate of Deposit Account**
|
Term (Fixed Rate) |
Minimum to Open |
$1,000 - $49,999 |
$50,000 - $89,999 |
$90,000 - $199,999 |
$200,000 - $499,999 |
> = |
|---|---|---|---|---|---|---|
|
1 Month |
$1,000 |
0.15% / 0.15% |
0.15% / 0.15% |
0.20% / 0.20% |
0.20% / 0.20% |
0.15% / 0.15% |
|
3 Months |
$1,000 |
0.20% / 0.20% |
0.25% / 0.25% |
0.30% / 0.30% |
0.30% / 0.30% |
0.25% / 0.25% |
|
6 Months |
$1,000 |
0.20% / 0.20% |
0.25% / 0.25% |
0.30% / 0.30% |
0.30% / 0.30% |
0.25% / 0.25% |
|
12 Months |
$1,000 |
0.30% / 0.30% |
0.35% / 0.35% |
0.40% / 0.40% |
0.40% / 0.40% |
0.35% / 0.35% |
|
18 Months |
$1,000 |
0.30% / 0.30% |
0.35% / 0.35% |
0.40% / 0.40% |
0.40% / 0.40% |
0.35% / 0.35% |
|
2 Years |
$1,000 |
0.30% / 0.30% |
0.35% / 0.35% |
0.40% / 0.40% |
0.40% / 0.40% |
0.35% / 0.35% |
|
3 Years |
$1,000 |
0.30% / 0.30% |
0.35% / 0.35% |
0.40% / 0.40% |
0.40% / 0.40% |
0.35% / 0.35% |
|
4 Years |
$1,000 |
0.35% / 0.35% |
0.40% / 0.40% |
0.45% / 0.45% |
0.45% / 0.45% |
0.40% / 0.40% |
|
5 Years |
$1,000 |
0.35% / 0.35% |
0.40% / 0.40% |
0.45% / 0.45% |
0.45% / 0.45% |
0.40% / 0.40% |
Personal Flex Certificate of Deposit Account**
|
Term |
Min/Max |
Rate |
APY |
|---|---|---|---|
|
12 Months |
$5,000 / $250,000 |
0.25% |
0.25% |
|
18 Months |
$5,000 / $250,000 |
0.25% |
0.25% |
*The disclosed interest rates and Annual Percentage Yields (APYs) are accurate as of 06/01/2023. The account is a variable rate account. We may at our discretion change rates at any time without notice. The minimum balance required to open a Reserve Checking is $500. Fees could reduce earnings on the account.
**The disclosed interest rates and Annual Percentage Yields (APYs) are accurate as of 06/01/2023. The rate will not be changed for the term of the account. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal before maturity.
