Personal Online Deposit Products

 

Personal Online Money Market Account

 

    Balance Tiers

Rate  APY* 

    $0.01 - $49,999.99

0.01%

0.01%

    $50,000.00 - $99,999.99

0.01%

0.01%

    $100,000.00 - $249,999.99

0.05%

0.05%

    $250,000.00 - $250,000.00

0.10%

0.10%

 

Personal Online Certificate of Deposit

 

    Balance Tiers

Rate  APY* 

    $0.01 - $49,999.99

0.25%

0.25%

    $50,000.00 - $89,999.99

0.30%

0.30%

    $90,000.00 - $199,999.99

0.35%

0.35%

    $200,000.00 - $250,000.00

0.35%

0.35%

 

*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal in the amount at the end of each day. We will use an interest accrual basis of 365 days (or 366 days in a leap year) for each day in the year. Interest will not be compounded and accrued interest will be credited to your account per Product Disclosure. At our discretion we may change the interest rate and annual percentage yield (APY) for your account at any time. There is no limit to the amount of the change. Accrual of interest begins on the business day you deposit non-cash items (for example, checks). Accrued interest will not be paid if the account is closed before the interest is credited to the account. Fees may reduce the earnings on the account. Disclosed interest rate and APY are effective as of 12/14/2020.