FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Benefits that you deserve

  • Available as a Personal or Business CD
  • Higher-than-average returns
  • Predictable growth with fixed interest rates
  • Can access account online 24/7
  • FDIC insured
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Higher than the national average

National Average²

1.77%

Bank of America

Standard CD³

0.03%

Chase

Standard CD³

0.01%

Bank with Confidence

  • Top 100 largest banks in the U.S

  • Over 40 years of history

  • FDIC insured up to $250,000 allowed by law

  • Privacy of your personal information is our priority

  • Access 50,000 ATMs nationwide at no cost⁴

¹PERSONAL AND BUSINESS PROMO PLUS CERTIFICATE OF DEPOSIT: The Promotional APY (Annual Percentage Yield) of 4.35% for a term of 8 months and 4.25% for a term of 12 months are accurate as of 5/5/2025. A minimum opening deposit of $10,000 is required to earn interest and to obtain the promotional APY. The rate will not be changed for the term of the account. Interest will not be compounded. A penalty may be imposed for early withdrawal before maturity. The promotion begins on 5/5/2025 and may end at any time at the Bank’s sole discretion without prior notice. Terms and conditions are subject to change without notice. Fees could reduce earning on the account. Contact your local branch for additional information.

²The national average rate is accurate as of 4/21/2025 from the FDIC, National Rates and Rate Caps: National Rates and Rate Caps | FDIC.

³Source: The competitor rate information was obtained from company websites as of 4/30/2025. Accuracy and completeness cannot be guaranteed. Competitor data may vary by region and is subject to change at any time.

⁴Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.