Money Market Account Features

  • 24/7 Telephone Banking

  • 24/7 Online Banking

  • Earn Interest

  • $3 Credit with
    e-Statements

Product Information

  • Interest

    APYs vary based on the daily balance.

    • $0.01 - $9,999.99 earns 0.01% APY*
    • $10,000 and above earns 2.02% APY*

    Accrued interest will be credited to your account monthly.

  • Minimum Opening Deposit

    $1,000

  • Monthly Service Charge

    $10 Monthly service charge can be waived if **average daily balance of $1,000 during each statement is maintained.

  • e-Statement

    $3 will be credited towards monthly service charge if enrolled in e-Statements.

  • Transaction Charge***

    $10/debit that exceeds six (6) withdrawals and/or transfers each monthly statement period.

  • ATM Access

    Access through the Bank of Hope, Allpoint and MoneyPass networks are free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.

*The Annual Percentage Yield (APY) is accurate as of 10/04/2022. APYs vary based on the daily balance: $0.01-$9,999.99 earns 0.01% APY, and $10,000 and above earns 2.02% APY. The rates may change at any time without notice after account opening. Fees may reduce earnings on the account.

**Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

***$10 per debit that exceeds six (6) withdrawals and/or transfers each monthly statement period, to another account at Bank of Hope or to a third party by means of a preauthorized or automatic transfer, check, draft, point‐of‐sale by ATM/Debit card, telephone(including data transmission) and/or Online/Internet Banking or similar orders.

To qualify for this offer, you must open an account with new money. New money is defined as funds not currently on deposit with Bank of Hope. The account must be funded within 10 calendar days from the account opening date.

Account is subject to approval. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law. See Account Product Disclosure (PDF) for more information. 

Start earning today!

*The Annual Percentage Yield (APY) is accurate as of 10/04/2022. APYs vary based on the daily balance: $0.01-$9,999.99 earns 0.01% APY, and $10,000 and above earns 2.02% APY. The rates may change at any time without notice after account opening. Fees may reduce earnings on the account.

**Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

***$10 per debit that exceeds six (6) withdrawals and/or transfers each monthly statement period, to another account at Bank of Hope or to a third party by means of a preauthorized or automatic transfer, check, draft, point‐of‐sale by ATM/Debit card, telephone(including data transmission) and/or Online/Internet Banking or similar orders.

To qualify for this offer, you must open an account with new money. New money is defined as funds not currently on deposit with Bank of Hope. The account must be funded within 10 calendar days from the account opening date.

Account is subject to approval. Other fees and charges may apply. The account is covered by FDIC insurance up to the maximum allowed by law. See Account Product Disclosure (PDF) for more information.