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California, Illinois, Texas and Alabama

 

Personal & Business Interest Checking Account
Personal & Business Money Market Account
Personal & Business Prestige Money Market Account
Personal Reserve Account
Savings Account
Installment Savings Account
IOLTA/IOLA Attorney Client Trust Account
Flex CD
Personal & Business Regular CD
IRA CD

 

Personal & Business Interest Checking Account
 

    Balance Tiers

Rate  APY* 

    $0.01 - $4,999.99

0.01%

0.01%

    $5,000.00 - $24,999.99

0.01%

0.01%

    $25,000.00 - $49,999.99

0.01%

0.01%

    $50,000.00 - $99,999.99

0.01%

0.01%

    $100,000.00 - $249,999.99

0.05%

0.05%

    $250,000.00 and over

0.05%

0.05%

 

 

Personal & Business Money Market Account

    Balance Tiers

Rate  APY* 

    $0.01 - $49,999.99

0.01%

0.01%

    $50,000.00 - $99,999.99

0.01%

0.01%

    $100,000.00 - $249,999.99

0.05%

0.05%

    $250,000.00 - $499,999.99

0.10%

0.10%

    $500,000.00 - $999,999.99

0.15%

0.15%

    $1,000,000.00 and over

0.15%

0.15%

 

 

Personal & Business Prestige Money Market Account

    Balance Tiers

Rate  APY* 

    $0.01 - $24,999.99

0.01%

0.01%

    $25,000.00 - $49,999.99

0.01%

0.01%

    $50,000.00 - $99,999.99

0.05%

0.05%

    $100,000.00 - $249,999.99

0.10%

0.10%

    $250,000.00 - $499,999.99

0.15%

0.15%

    $500,000.00 and over

0.15%

0.15%

 

 

Personal Reserve Account (Linked to Personal Regular Checking) 

    Balance Tiers

Rate  APY* 

    $0.01 - $4,999.99

0.01%

0.01%

    $5,000.00 - $24,999.99

0.01%

0.01%

    $25,000.00 - $49,999.99

0.01%

0.01%

    $50,000.00 and over

0.01%

0.01%

 

 

Savings Account (Personal Only) 

    Balance Tiers

 

Rate 

APY* 

    $0.01 - $4,999.99

0.01%

0.01%

    $5,000.00 - $24,999.99

0.01%

0.01%

    $25,000.00 - $49,999.99

0.01%

0.01%

    $50,000.00 - $99,999.99

0.01%

0.01%

    $100,000.00 - $249,999.99

0.05%

0.05%

    $250,000.00 and over

0.05%

0.05%

 

 

Installment Savings Account (Personal Only) 

   Term (Fixed Rate)

Rate

APY*

   12 Months

0.60%

0.60%

   24 Months

0.75%

0.75%

   36 Months

1.00%

1.01%

 

 

IOLTA / IOLA Attorney Client Trust Account

 
Please visit the nearest branch or call Customer Call Center (1-888-811-6272) for the current rate on IOLTA accounts.

 

 

Flex CD (Personal Only)

   Term (Fixed Rate)

Min/Max

Rate

APY*

    12 Months

$5,000 / $250,000

0.20%

0.20%

    18 Months

$5,000 / $250,000

0.20%

0.20%

 

 

Personal & Business Regular CD

Term
(Fixed Rate)

Minimum to Open

$1,000

- $49,999
Rate / APY*

$50,000 -

$89,999
Rate / APY*

$90,000 - $199,999
Rate / APY*

$200,000 - $499,999
Rate / APY* 

> =
$500,000
Rate / APY*

    1 Month

$1,000

0.05% / 0.05%

0.10% / 0.10%

0.15% / 0.15%

0.15% / 0.15%

0.10% / 0.10%

    3 Months

$1,000

0.15% / 0.15%

0.20% / 0.20%

0.25% / 0.25%

 0.25% / 0.25% 

 0.20% / 0.20%

    6 Months

$1,000

0.15% / 0.15%

0.20% / 0.20%

0.25% / 0.25%

 0.25% / 0.25%

0.20% / 0.20% 

    12 Months

$1,000

0.25% / 0.25%

0.30% / 0.30%

0.35% / 0.35%

  0.35% / 0.35% 

0.30% / 0.30% 

    18 Months

$1,000

0.25% / 0.25%

0.30% / 0.30%

0.35% / 0.35%

  0.35% / 0.35% 

0.30% / 0.30% 

    2 Years

$1,000

0.25% / 0.25%

0.30% / 0.30%

0.35% / 0.35%

  0.35% / 0.35% 

0.30% / 0.30% 

    3 Years

$1,000

0.25% / 0.25%

0.30% / 0.30%

0.35% / 0.35%

 0.35% / 0.35%

0.30% / 0.30%

    4 Years

$1,000

0.30% / 0.30%

0.35% / 0.35%

0.40% / 0.40%

0.40% / 0.40%

0.35% / 0.35%

    5 Years

$1,000

0.30% / 0.30%

0.35% / 0.35%

0.40% / 0.40%

0.40% / 0.40%

0.35% / 0.35%

 

 

IRA CD (Personal Only)

Term
(Fixed Rate)

Minimum to Open

$1,000 -

$49,999
Rate / APY*

$50,000 -

$89,999
Rate / APY*

$90,000 - $199,999
Rate / APY*  
$200,000 - $499,999
Rate / APY* 
> =
$500,000
Rate / APY* 

    12 Months

$1,000

0.25% / 0.25%

0.30% / 0.30%

0.35% / 0.35%

0.35% / 0.35%

0.30% / 0.30%

    18 Months

$1,000

0.25% / 0.25%

0.30% / 0.30%

0.35% / 0.35%

0.35% / 0.35%

0.30% / 0.30%

 

*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal in the amount at the end of each day. We will use an interest accrual basis of 365 days (or 366 days in a leap year) for each day in the year. Interest will not be compounded and accrued interest will be credited to your account per Product Disclosure. At our discretion we may change the interest rate and annual percentage yield (APY) for your account at any time. There is no limit to the amount of the change. Accrual of interest begins on the business day you deposit non-cash items (for example, checks). Accrued interest will not be paid if the account is closed before the interest is credited to the account. Fees may reduce the earnings on the account. Disclosed interest rate and APY are effective as of 08/07/2020.