Personal Bank Simply Savings:
*The Annual Percentage Yield (APY) is accurate as of 4/16/2026. Your interest rate and Annual Percentage Yield (APY) may change daily. At our discretion, we may change the interest rate for your account at any time. There will be no limit to the amount of the change. Interest will be compounded and calculated daily, and accrued interest will be credited to your account monthly. The daily balance method is used to calculate interest on this account. This method applies a daily periodic rate to the principal in the account at the end of each day. We will use an interest accrual basis of 365 (or 366 in a leap year) for each day in the year. Accrual of interest begins on the business day you deposit cash or noncash items (i.e., checks). Fees could reduce the earnings on the account.
**Relationship Boost Qualifications: To receive the Relationship Boost Rate, the primary accountholder (defined as the person named for IRS tax reporting purposes in the Bank's system) must meet both of the following requirements: (1) You are the accountholder of one or more individual or jointly owned personal checking accounts; AND (2) the combined average daily balance in your eligible personal checking account(s) is $1,000 or more during the prior calendar month. If you own more than one personal checking account, the average daily balance for each account will be added together to determine the total qualifying balance. The average daily balance is calculated by adding the ending balance in each eligible personal checking account for each day of the prior calendar month and dividing that total by the number of days in the month. If the requirements are met, the Relationship Boost Rate will be determined at the end of the Bank Simply Savings account's statement cycle based on the prior calendar month's average daily checking balances and applied to that same statement cycle. You will see the applicable interest rate reflected on your account once the Relationship Boost Rate is applied.

All online applications must be fully completed within thirty (30) days from the date the application is initiated. Failure to provide all required information within this timeframe may result in the application being automatically canceled without further notice. Once an account is opened, it must be funded within ten (10) calendar days from the account opening date. These requirements apply to all online products.
Account terms, including fees and features, are subject to change without prior notice, except as required by law. Other fees and charges may apply. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by law.