For more complex businesses
with higher balances and transaction volumes
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Minimum Open Deposit$100
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Monthly Maintenance Charge (MMC)$75 – Waived with $50,000 combined average available daily balance across all linked accounts¹
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Monthly Cash DepositsFree up to $35,000 monthly2,4
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Monthly Account Benefits5See below for Included Account Benefits & Treasury Management Service Discounts
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Monthly Transaction ProcessingUp to 500 paid checks, deposited items and posted deposits (includes over-the-counter deposits) monthly3,4
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Treasury Management Service Monthly Discounts5See below for included below for Included Account Benefits & TMS Discounts
Included Account Benefits & Treasury Management Service Discounts
| Account Benefits5 |
Monthly Pricing |
| Included Accounts with MMC Waiver |
5 HopeBusinessTM Prestige Checking accounts ($50 each thereafter)6 |
| Incoming Wires | Waived |
| Online Stop Payments | Five waived ($20 each thereafter) |
| Cashiers Checks | Waived |
| Standard Mobile Check Deposit | Included |
| Currency Furnished per $100 | Waived |
| Treasury Management Services Discounts5 | Montly Pricing |
| Information Package | Monthly Fee Waived (Enrollment required) |
| Outgoing Wires (Online) |
|
| ACH Origination |
|
| Check Payee Positive Pay (Fraud Protection) |
|
| ACH Positive Pay (Fraud Protection) |
|
| Remote Deposit Scanner |
|
| Online Wire Module | Waived |
See Important Information below.
Digital Banking for Your Everyday
Business Needs
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Mobile Deposit
Conveniently deposit checks from your phone
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Bill Pay & Zelle®
Pay bills and send or receive money from people for free in just a few clicks
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Debit Card Controls & Alerts
Manage your spending limits, set alerts and lock your card when needed.
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Account Alerts
Custom alerts help you track activity to keep your account secure.
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Credit Monitoring
Online tools that integrate into Quicken® and other business platforms for real-time insights and smarter decision making.
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VISA® $0 fraud liability*
You're protected from unauthorized transactions online, in-store, by phone, and at ATMs.
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Over 75,000 Surcharge-free ATMs**
Access 75,000+ surcharge-free Bank of Hope, AllPoint and MoneyPass ATMs.
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Digital Wallet - Contactless Payments
A fast and secure way to pay - just tap your card and go or add it to your digital wallet for even more convenience.
Spend Securely with Your HopeBusiness™ VISA® Debit Card
Discover More Ways We Can Help With Your Business Finances
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Closed Sundays and Holidays
IMPORTANT INFORMATION
¹Maintain $75,000 combined average available daily balance in all linked qualifying HopeBusinessTM Prestige Checking accounts per statement period. ² Cash Deposits in excess of the included monthly amount are charged $0.18 per $100 deposited. ³ Transaction Count includes all paid checks, deposited items and posted deposits (including over-the-counter deposits) per statement period. Excluded electronic deposits: ACH, RDC, Mobile, ATM, and online transfers. Transactions in excess of the included monthly amount are charged $0.25 per item. ⁴ Transaction and Cash Deposit Limits apply to combined volume across all accounts within a billing relationship, rather than on a per-account basis. ⁵ Fee Waivers and Discounted Pricing Fee waivers and discounted pricing are applied based on the combined activity across all accounts within a billing relationship, rather than on a per-account basis. ⁶ HopeBusiness™ Prestige Checking Accounts The first five (5) HopeBusiness™ Prestige Checking accounts within a billing relationship are included in the MMC. Each additional account within the same billing relationship is charged a $15 MMC per account per statement period. * Visa's Zero Liability Policy does not apply to certain commercial or anonymous prepaid card transactions, or any transactions not processed by Visa. Cardholders must use care in protecting their card and notify Bank of Hope immediately of any unauthorized use. For complete terms and conditions, please refer to Bank of Hope's Deposit Account Agreement. ** ATM access through Bank of Hope, Allpoint®, and MoneyPass® networks is provided at no charge. Fees may apply for transactions conducted through other ATM networks and may vary depending on the network provider. All accounts are subject to applicable terms and conditions, including the Bank of Hope Deposit Account Agreement, fees and charges, which may change without notice. Accounts are subject to approval.