Checking Account Features
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Dedicated Customer Service Line
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Online Banking
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Mobile Banking
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24/7 Telephone Banking
Product Information
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Minimum Opening Account Balance
$1,000
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Monthly Service Charge
$20
The monthly service charge can be waived if a minimum average available balance of $5,000 is maintained per statement period.
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Balance Requirements for the Hope Honors Gold Package
Maintain a combined minimum average available balance of $50,000 in the linked qualifying accounts (Personal Checking, Money Market and Savings Accounts, excluding Certificate of Deposit) per statement period to receive benefits of the Hope Honors Gold package outlined below indicated with asterisks.
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Increased Daily Debit Card Limits*
- ATM Cash Withdrawals: $800
- Point-of-Sale (POS): $2,500
Withdrawal limits can be lowered upon request.
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International Transaction Fees Refunded*
1% of ATM and debit card transaction amounts are refunded.
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Unlimited Waived Fees*
- Qualified Personal Checkbook Orders
- Non-Network ATM Usage
- Outgoing Wire Transfers in Foreign Currency ($20 each)
- Incoming Wire Transfers ($10 each)
- Stop Payment Orders Made in Person ($33 each)
- Issuance of Cashier's Checks ($8 each)
- Purchase/Sale of Foreign currency ($10 each for transaction values less than $500 in US Dollar)
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Mortgage Appraisal Fee Reimbursed*
Up to $500 of the mortgage appraisal fee with Bank of Hope is reimbursed** if loan is funded.
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
*These benefits are a part of the Hope Honors Gold package and are only applicable to those maintaining the Balance Requirements. **If the Hope Honors Gold Checking Account is maintained through the closing date of the account holder's mortgage loan with Bank of Hope, Bank of Hope will provide a reimbursement of the Mortgage Appraisal Fee incurred in connection with the mortgage loan, up to a maximum of $500.
The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Other fees and charges may apply. A copy of Deposit Account Agreement and Account Product Disclosure is available upon request. The account is covered by FDIC insurance up to the maximum allowed by law.
Make an appointment to open a new account
This product is currently only available to open at branches in the following states: California, Illinois, Texas, Washington.
*These benefits are a part of the Hope Honors Gold package and are only applicable to those maintaining the Balance Requirements. **If the Hope Honors Gold Checking Account is maintained through the closing date of the account holder's mortgage loan with Bank of Hope, Bank of Hope will provide a reimbursement of the Mortgage Appraisal Fee incurred in connection with the mortgage loan, up to a maximum of $500.
The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Other fees and charges may apply. A copy of Deposit Account Agreement and Account Product Disclosure is available upon request. The account is covered by FDIC insurance up to the maximum allowed by law.
